#### Topics

##### Linear equations in two variables

- Linear Equation in Two Variables
- Simultaneous Linear Equations
- Elimination Method
- Substitution Method
- Cross - Multiplication Method
- Graphical Method of Solution of a Pair of Linear Equations
- Determinant of Order Two
- Cramer’s Rule
- Equations Reducible to a Pair of Linear Equations in Two Variables
- Simple Situational Problems
- Pair of Linear Equations in Two Variables

##### Quadratic Equations

- Quadratic Equations
- Roots of a Quadratic Equation
- Solutions of Quadratic Equations by Factorization
- Solutions of Quadratic Equations by Completing the Square
- Formula for Solving a Quadratic Equation
- Nature of Roots of a Quadratic Equation
- The Relation Between Roots of the Quadratic Equation and Coefficients
- To Obtain a Quadratic Equation Having Given Roots
- Application of Quadratic Equation

##### Arithmetic Progression

- Introduction to Sequence
- Terms in a sequence
- Arithmetic Progression
- General Term of an Arithmetic Progression
- Sum of First n Terms of an A.P.
- Arithmetic Progressions Examples and Solutions
- Geometric Progression
- General Term of an Geomatric Progression
- Sum of the First 'N' Terms of an Geometric Progression
- Geometric Mean
- Arithmetic Mean - Raw Data
- Concept of Ratio

##### Financial Planning

##### Probability

- Probability - A Theoretical Approach
- Basic Ideas of Probability
- Random Experiments
- Outcome
- Equally Likely Outcomes
- Sample Space
- Event and Its Types
- Probability of an Event
- Type of Event - Elementry
- Type of Event - Complementry
- Type of Event - Exclusive
- Type of Event - Exhaustive
- Concept Or Properties of Probability
- Addition Theorem

##### Statistics

- Tabulation of Data
- Inclusive and Exclusive Type of Tables
- Ogives (Cumulative Frequency Graphs)
- Applications of Ogives in Determination of Median
- Relation Between Measures of Central Tendency
- Introduction to Normal Distribution
- Properties of Normal Distribution
- Concepts of Statistics
- Mean of Grouped Data
- Method of Finding Mean for Grouped Data: Direct Method
- Method of Finding Mean for Grouped Data: Deviation Or Assumed Mean Method
- Method of Finding Mean for Grouped Data: the Step Deviation Method
- Median of Grouped Data
- Mode of Grouped Data
- Concept of Pictograph
- Presentation of Data
- Graphical Representation of Data as Histograms
- Frequency Polygon
- Concept of Pie Graph (Or a Circle-graph)
- Interpretation of Pie Diagram
- Drawing a Pie Graph

## Notes

We have learnt that a group of persons come together to form a company. They raise capital from the society by issuing shares. If company performs well, then the investors of the company get benefits in terms of dividend, bonus shares and increase in the market value gives more profit on investments. Company's market capitalization rises. All this totality helps for the progress of the country. In short, principle of sociology 'together we can progress' works here. But every coin has two sides. sometimes it might happen that instead of profit an investor may incur a loss.

Can we reduce this loss ? Is there a way to reduce the risk in investments ? Yes, to overcome this more people invest in Mutual Funds.

In** Mutual Fund**, many investors with common objectives give their money to the professional experts. They not only invest in one type of shares but also invest in various other schemes. As a result, investment is diversified which reduces risk factor and total dividend or profit is divided equally among the investors. How to invest in Mutual Fund ? What is the rate of return ? What is the locking period ? What are the different types of investment schemes ? All these questions could be answered by a Financial advisor or financial planner.

"You may have heard or read this sentence that, 'Investments in Mutual Funds are subject to Market risks. Read all scheme related documents carefully before invesing.' Interpret the meaning correctly. Sometimes instead of profit,

investment in Mutual Fund might give loss which investors have to bear."

Mutual Fund is a professionally managed investment scheme, usually run by an AMC i.e. Asset Management Company. They invest the money given by the investors in different schemes e.g. equity fund (in shares), debt fund (in debentures, bonds etc.) or balanced funds as per the investor's choice. As we get 'shares' for the investment in sharemarket, we get 'units' when we invest in mutual fund.

The market value of 'a unit' is called 'NAV' (Net Asset Value)

NAV of one unit × Number of units = Total fund value.

**Note :** As the market value of share changes frequently NAV of a unit also changes. One can redeem the units when needed.