#### Topics

##### Linear equations in two variables

- Linear Equations in Two Variables
- Linear Equations in Two Variables Applications
- Cross - Multiplication Method
- Substitution Method
- Elimination Method
- Graphical Method of Solution of a Pair of Linear Equations
- Determinant of Order Two
- Equations Reducible to a Pair of Linear Equations in Two Variables
- Simple Situational Problems
- Inconsistency of Pair of Linear Equations
- Cramer'S Rule
- Consistency of Pair of Linear Equations
- Pair of Linear Equations in Two Variables

##### Quadratic Equations

- Quadratic Equations Examples and Solutions
- Quadratic Equations
- Roots of a Quadratic Equation
- Nature of Roots
- Relation Between Roots of the Equation and Coefficient of the Terms in the Equation Equations Reducible to Quadratic Form
- Solutions of Quadratic Equations by Factorization
- Solutions of Quadratic Equations by Completing the Square
- Formula for Solving a Quadratic Equation

##### Arithmetic Progression

- Introduction to Sequence
- Geometric Mean
- Arithmetic Progressions Examples and Solutions
- Arithmetic Progression
- Geometric Progression
- General Term of an Arithmetic Progression
- General Term of an Geomatric Progression
- Sum of First n Terms of an AP
- Sum of the First 'N' Terms of an Geometric Progression
- Arithmetic Mean - Raw Data
- Terms in a sequence
- Concept of Ratio

##### Financial Planning

##### Probability

- Basic Ideas of Probability
- Probability - A Theoretical Approach
- Type of Event - Elementry
- Type of Event - Complementry
- Type of Event - Exclusive
- Type of Event - Exhaustive
- Equally Likely Outcomes
- Probability of an Event
- Concept Or Properties of Probability
- Addition Theorem
- Random Experiments
- Sample Space
- Basic Ideas of Probability

##### Statistics

- Tabulation of Data
- Inclusive and Exclusive Type of Tables
- Median of Grouped Data
- Mean of Grouped Data
- Graphical Representation of Data as Histograms
- Frequency Polygon
- Concept of Pie Graph (Or a Circle-graph)
- Concept of Pie Graph (Or a Circle-graph)
- Ogives (Cumulative Frequency Graphs)
- Applications of Ogives in Determination of Median
- Relation Between Measures of Central Tendency
- Introduction to Normal Distribution
- Properties of Normal Distribution
- Graphical Representation of Data as Histograms
- Mode of Grouped Data

#### notes

We have learnt that a group of persons come together to form a company. They raise capital from the society by issuing shares. If company performs well, then the investors of the company get benefits in terms of dividend, bonus shares and increase in the market value gives more profit on investments. Company's market capitalization rises. All this totality helps for the progress of the country. In short, principle of sociology 'together we can progress' works here. But every coin has two sides. sometimes it might happen that instead of profit an investor may incur a loss.

Can we reduce this loss ? Is there a way to reduce the risk in investments ? Yes, to overcome this more people invest in Mutual Funds.

In** Mutual Fund**, many investors with common objectives give their money to the professional experts. They not only invest in one type of shares but also invest in various other schemes. As a result, investment is diversified which reduces risk factor and total dividend or profit is divided equally among the investors. How to invest in Mutual Fund ? What is the rate of return ? What is the locking period ? What are the different types of investment schemes ? All these questions could be answered by a Financial advisor or financial planner.

"You may have heard or read this sentence that, 'Investments in Mutual Funds are subject to Market risks. Read all scheme related documents carefully before invesing.' Interpret the meaning correctly. Sometimes instead of profit,

investment in Mutual Fund might give loss which investors have to bear."

Mutual Fund is a professionally managed investment scheme, usually run by an AMC i.e. Asset Management Company. They invest the money given by the investors in different schemes e.g. equity fund (in shares), debt fund (in debentures, bonds etc.) or balanced funds as per the investor's choice. As we get 'shares' for the investment in sharemarket, we get 'units' when we invest in mutual fund.

The market value of 'a unit' is called 'NAV' (Net Asset Value)

NAV of one unit × Number of units = Total fund value.

**Note :** As the market value of share changes frequently NAV of a unit also changes. One can redeem the units when needed.