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महाराष्ट्र राज्य शिक्षण मंडळएचएससी वाणिज्य (इंग्रजी माध्यम) इयत्ता १२ वी

For annuity due, C = ₹ 20,000, n = 3, I = 0.1, (1.1)–3 = 0.7513 Therefore, P = □0.1×[1-(1+0.1)□] = 2,00,000 [1 – 0.7513] = ₹ □

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प्रश्न

For annuity due,

C = ₹ 20,000, n = 3, I = 0.1, (1.1)–3 = 0.7513

Therefore, P = `square/0.1 xx [1 - (1 + 0.1)^square]`

= 2,00,000 [1 – 0.7513]

= ₹ `square`

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उत्तर

For annuity due,

C = ₹ 20,000, n = 3, I = 0.1, (1.1)–3 = 0.7513

Therefore, P = `(20,000)/0.1 xx [1 - (1 + 0.1)^-3]`

= 2,00,000 [1 – 0.7513]

= ₹ 49,740

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Annuity
  या प्रश्नात किंवा उत्तरात काही त्रुटी आहे का?
पाठ 2.2: Insurance and Annuity - Q.5

संबंधित प्रश्‍न

Find the accumulated (future) value of annuity of ₹ 800 for 3 years at interest rate 8% compounded annually. [Given (1.08)3 = 1.2597]


Find the amount accumulated after 2 years if a sum of ₹ 24,000 is invested every six months at 12% p.a. compounded half yearly. [Given (1.06)4 = 1.2625]


Find the present value of an annuity immediate of ₹36,000 p.a. for 3 years at 9% p.a. compounded annually. [Given (1.09)−3 = 0.7722]


Find the present value of an ordinary annuity of ₹63,000 p.a. for 4 years at 14% p.a. compounded annually. [Given (1.14)−4 = 0.5921]


A person wants to create a fund of ₹ 6,96,150 after 4 years at the time of his retirement. He decides to invest a fixed amount at the end of every year in a bank that offers him interest of 10% p.a. compounded annually. What amount should he invest every year? [Given (1.1)4 = 1.4641]


Find the rate of interest compounded annually if an annuity immediate at ₹20,000 per year amounts to ₹2,60,000 in 3 years.


An annuity immediate is to be paid for some years at 12% p.a. The present value of the annuity is ₹ 10,000 and the accumulated value is ₹ 20,000. Find the amount of each annuity payment


Choose the correct alternative :

Amount of money today which is equal to series of payments in future is called


______ is a series of constant cash flows over a limited period of time.


Fill in the blank :

The person who receives annuity is called __________.


Fill in the blank :

The payment of each single annuity is called __________.


State whether the following is True or False:

Annuity certain begins on a fixed date and ends when an event happens.


State whether the following is True or False :

Sinking fund is set aside at the beginning of a business.


Solve the following :

Find the least number of years for which an annuity of ₹3,000 per annum must run in order that its amount exceeds ₹60,000 at 10% compounded annually. [(1.1)11 = 2.8531, (1.1)12 = 3.1384]


Solve the following :

A man borrowed some money and paid back in 3 equal installments of ₹2,160 each. What amount did he borrow if the rate of interest was 20% per annum compounded annually? Also find the total interest charged. [(1.2)3 = 0.5787]


Solve the following :

After how many years would an annuity due of ₹3,000 p.a. accumulated ₹19,324.80 at 20% p. a. compounded yearly? [Given (1.2)4 = 2.0736]


Multiple choice questions:

If for an immediate annuity r = 10% p.a., P = ₹ 12,679.46 and A = ₹ 18,564, then the amount of each annuity paid is ______


Multiple choice questions:

The present value of an immediate annuity of ₹ 10,000 paid each quarter for four quarters at 16% p.a. compounded quarterly is ______


State whether the following statement is True or False:

An annuity where payments continue forever is called perpetuity


If payments of an annuity fall due at the beginning of every period, the series is called annuity ______


The intervening time between payment of two successive installments is called as ______


For an annuity due, C = ₹ 2000, rate = 16% p.a. compounded quarterly for 1 year

∴ Rate of interest per quarter = `square/4` = 4

⇒ r = 4%

⇒ i = `square/100 = 4/100` = 0.04

n = Number of quarters

= 4 × 1

= `square`

⇒ P' = `(C(1 + i))/i [1 - (1 + i)^-n]`

⇒ P' = `(square(1 + square))/0.04 [1 - (square + 0.04)^-square]`

= `(2000(square))/square [1 - (square)^-4]`

= 50,000`(square)`[1 – 0.8548]

= ₹ 7,550.40


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