Topics
Introduction of Commerce and Business
Trade
- Concept of Trade
- Internal Trade
- Wholesale Trade
- Retail Trade
- Types of Retailers> Itinerant Retailers
- Types of Retailers> Fixed Shop Retailer
- Small Scale Fixed Retailer
- Large Scale Fixed Retailers
- Departmental Stores
- Super Market Shop
- Chain Stores or Multiple Shops
- One Price Shop
- Concept of Mall
- International Trade
- Export Trade
- Procedure of Export Trade
- Import Trade
- Procedure of Import Trade
- Entrepot Trade
- Comparison of Different Types of Retailers and Trade Practices
Small Scale Industry and Business
Forms of Business Organisation - 1
- Private Sector Organisations
- Sole Trading Concern
- Partnership Firm
- Types of Partners
- Types of Partnerships Firms
- Hindu Undivided Family Business Or Joint Hindu Family Business
- Co-operative Society
- Types of Cooperative Societies
- Joint Stock Company
- Amul: A Successful Co-operative Movement in India
- Private Limited Company
- Public Limited Company
- Comparison of Different Forms of Business Organization
Forms of Business Organisation - 2
Institutes Supporting Business
Business Environment
- Concept of Business Environment
- Importance of Business Environment
- Dimensions of Business Environment
- Internal Factors
- External Factors> Natural Environment
- External Factors> Social Environment
- External Factors> Political Environment
- External Factors> Economic Environment
- External Factors> Technological Environment
- External Factors> Legal Environment
- New Economic Policy and Business
- Liberalisation
- Privatisation
- Globalisation
- Impact of New Economic Policy on Business
Introduction to Management
- Introduction
- Definition: Self-Help Group (SHG)
- Features
- Process
- Comparison: SHG vs Moneylender
- Real-Life Application
- Key Point Summary
Maharashtra State Board: Class 11
Introduction
Dr. Muhammad Yunus founded the Grameen Bank in Bangladesh (1983), showing how small, collateral-free loans (microfinance) could help poor women start small businesses and escape poverty. Inspired by this, Self-Help Groups (SHGs) became popular in India, especially to empower women and encourage collective efforts against poverty.
Maharashtra State Board: Class 11
Definition: Self-Help Group (SHG)
A voluntary group of usually 5-20 women who regularly save money, create a common fund, and give small loans to each other, without any collateral.
Maharashtra State Board: Class 11
Features

Maharashtra State Board: Class 11
Process of Self-Help Group (SHG)

Maharashtra State Board: Class 11
Comparison: SHG vs Moneylender

Maharashtra State Board: Class 11
Real-Life Application
Sunita from rural Maharashtra joined an SHG. She took a ₹2,000 loan from her group fund to buy a sewing machine. Over time, Sunita began earning ₹4,000/month by stitching clothes for locals and even helped other women learn tailoring.
Maharashtra State Board: Class 11
Key Point Summary
- SHGs help women save, borrow, and start businesses- boosting incomes and teamwork.
- Members gain confidence, leadership, and respect in their families and communities.
- SHGs help fight poverty and dependence on high-interest moneylenders.
