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State whether the following is True or False : Annuity contingent begins and ends on certain fixed dates. - Mathematics and Statistics

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प्रश्न

State whether the following is True or False :

Annuity contingent begins and ends on certain fixed dates.

विकल्प

  • True

  • False

MCQ
सत्य या असत्य
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उत्तर

Annuity contingent begins and ends on certain fixed dates False.

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Annuity
  क्या इस प्रश्न या उत्तर में कोई त्रुटि है?
अध्याय 2: Insurance and Annuity - Miscellaneous Exercise 2 [पृष्ठ ३०]

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बालभारती Mathematics and Statistics 2 (Commerce) [English] Standard 12 Maharashtra State Board
अध्याय 2 Insurance and Annuity
Miscellaneous Exercise 2 | Q 3.07 | पृष्ठ ३०

संबंधित प्रश्न

Find the present value of an ordinary annuity of ₹63,000 p.a. for 4 years at 14% p.a. compounded annually. [Given (1.14)−4 = 0.5921]


Find the number of years for which an annuity of ₹500 is paid at the end of every year, if the accumulated amount works out to be ₹1,655 when interest is compounded annually at 10% p.a.


Find the accumulated value of annuity due of ₹1,000 p.a. for 3 years at 10% p.a. compounded annually. [Given (1.1)3 = 1.331]


An annuity immediate is to be paid for some years at 12% p.a. The present value of the annuity is ₹ 10,000 and the accumulated value is ₹ 20,000. Find the amount of each annuity payment


For an annuity immediate paid for 3 years with interest compounded at 10% p.a., the present value is ₹24,000. What will be the accumulated value after 3 years? [Given (1.1)3 = 1.331]


A person sets up a sinking fund in order to have ₹ 1,00,000 after 10 years. What amount should be deposited bi-annually in the account that pays him 5% p.a. compounded semi-annually? [Given (1.025)20 = 1.675]


Fill in the blank :

If payments of an annuity fall due at the beginning of every period, the series is called annuity __________.


Fill in the blank :

If payments of an annuity fall due at the end of every period, the series is called annuity __________.


State whether the following is True or False :

Payment of every annuity is called an installment.


State whether the following is True or False :

The present value of an annuity is the sum of the present value of all installments.


State whether the following is True or False :

Sinking fund is set aside at the beginning of a business.


Solve the following :

A shopkeeper insures his shop and godown valued at ₹5,00,000 and ₹10,00,000 respectively for 80 % of their values. If the rate of premium is 8 %, find the total annual premium.


Solve the following :

A man borrowed some money and paid back in 3 equal installments of ₹2,160 each. What amount did he borrow if the rate of interest was 20% per annum compounded annually? Also find the total interest charged. [(1.2)3 = 0.5787]


Solve the following :

Some machinery is expected to cost 25% more over its present cost of ₹6,96,000 after 20 years. The scrap value of the machinery will realize ₹1,50,000. What amount should be set aside at the end of every year at 5% p.a. compound interest for 20 years to replace the machinery? [Given (1.05)20= 2.653]


Multiple choice questions:

Rental payment for an apartment is an example of ______


State whether the following statement is True or False:

The relation between accumulated value ‘A’ and present value ‘P’ is A = P(1+ i)n 


In ordinary annuity, payments or receipts occur at ______


If for an immediate annuity r = 10% p.a., P = ₹ 12,679.46 and A = ₹ 18,564, then the amount of each annuity paid is ______


An annuity in which each payment is made at the end of period is called ______


The intervening time between payment of two successive installments is called as ______


A 35-year old person takes a policy for ₹ 1,00,000 for a period of 20 years. The rate of premium is ₹ 76 and the average rate of bonus is ₹ 7 per thousand p.a. If he dies after paying 10 annual premiums, what amount will his nominee receive?


A company decides to set aside a certain sum at the end of each year to create a sinking fund, which should amount to ₹ 4 lakhs in 4 years at 10% p.a. Find the amount to be set aside each year?
[Given (1.1)4 = 1.4641]


For annuity due,

C = ₹ 20,000, n = 3, I = 0.1, (1.1)–3 = 0.7513

Therefore, P = `square/0.1 xx [1 - (1 + 0.1)^square]`

= 2,00,000 [1 – 0.7513]

= ₹ `square`


The future amount, A = ₹ 10,00,000

Period, n = 20, r = 5%, (1.025)20 = 1.675

A = `"C"/"I" [(1 + "i")^"n" - 1]`

I = `5/200` = `square` as interest is calculated semi-annually

A = 10,00,000 = `"C"/"I" [(1 + "i")^"n" - 1]`

10,00,000 = `"C"/0.025 [(1 + 0.025)^square - 1]`

= `"C"/0.025 [1.675 - 1]`

10,00,000 = `("C" xx 0.675)/0.025`

C = ₹ `square`


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