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HSC Commerce (English Medium) 12th Standard Board Exam - Maharashtra State Board Question Bank Solutions

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Distinguish between:

Demand deposit and Time deposit

[2.05] Commercial Bank
Chapter: [2.05] Commercial Bank
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Identify and explain the following concept:

Sheetal purchased wheat flour for her bakery from the flour mill.

[7] National Income
Chapter: [7] National Income
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Identify and explain the concept from the given illustration:

Tina deposited a lumpsum amount of ₹ 50,000 in the bank for a period of one year.

[2.05] Commercial Bank
Chapter: [2.05] Commercial Bank
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Identify and explain the concept from the given illustration:

ABC bank provides a Demat facility, safe deposit lockers, and internet banking facilities to its customers.

[2.05] Commercial Bank
Chapter: [2.05] Commercial Bank
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Statements related to the concept of stock.

  1. It is the total quantity of a commodity available with the seller at a particular point in time.
  2. By increasing production, stock can be increased.
  3. Normally, stock exceeds supply.
  4. Stock is a flow concept.
[4] Supply Analysis
Chapter: [4] Supply Analysis
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Aggregate of utility derived by the consumer from all units of a commodity consumed −

[2] Utility Analysis
Chapter: [2] Utility Analysis
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In relationship between Total Utility & Marginal Utility, MU (Marginal Utility) of a commodity becomes negative when TU (Total Utility) of a commodity is ______.

[2] Utility Analysis
Chapter: [2] Utility Analysis
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Capital market is a market for ______.

[9] Money Market and Capital Market in India
Chapter: [9] Money Market and Capital Market in India
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Assertion (A): Without stock, supply is not possible.

Reasoning (R): Stock is the source of supply.

[4] Supply Analysis
Chapter: [4] Supply Analysis
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Identify & explain the concept from the given illustration.

Kavita consumed an additional unit of bread to satisfy her hunger.

[2] Utility Analysis
Chapter: [2] Utility Analysis
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Distinguish Between:

Total Utility and Marginal Utility

[2] Utility Analysis
Chapter: [2] Utility Analysis
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Explain the relationship between total utility and marginal utility

[2] Utility Analysis
Chapter: [2] Utility Analysis
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State with reason whether you agree or disagree with the following statement

When total utility is maximum, marginal utility is zero.

[2] Utility Analysis
Chapter: [2] Utility Analysis
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State with reason whether you agree or disagree with the following statement:

There is a direct relationship between price and quantity supplied.

[1.04] Analysis of Supply
Chapter: [1.04] Analysis of Supply
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Study the following table, figure, passage and answer the question below it:

Units Total Utility Marginal Utility
1. 40 ______
2. 60 20
3. 70 10
4. ______ 0
5. 60 -10
  1. Complete the table ______ (1m )
  2. When Total utility falls Marginal utility is_______ (1m)
  3. Draw total utility and marginal utility curve______ (2m)
[2] Utility Analysis
Chapter: [2] Utility Analysis
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Give economic terms:

Additional utility derived by a consumer from an additional unit consumed.

[2] Utility Analysis
Chapter: [2] Utility Analysis
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Assertion (A): Marginal utility (MU) goes on diminishing.

Reasoning (R): Total utility (TU) increases at a diminishing rate.

[2] Utility Analysis
Chapter: [2] Utility Analysis
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Assertion and reasoning question:

  • Assertion (A): The money market economises the use of cash.
  • Reasoning (R): The money market does not deal with financial instruments that are close substitutes for money.
[9] Money Market and Capital Market in India
Chapter: [9] Money Market and Capital Market in India
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Identify and explain the following concept.

Lucy deposited a Lump sum amount of ₹1,00,000/- in the Bonk of India for the period of one year.

[2.05] Commercial Bank
Chapter: [2.05] Commercial Bank
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Study the following table, figure, and passage, and answer the questions given below it.

Commercial banks act as intermediaries in the country's financial system to bring savers and investors together. They are profit-seeking financial institutions. Due to bank nationalisation in 1969, there was an increase in Loan disbursement in urban and rural areas. Agriculture and retail traders started getting more loons. Those sectors which were not getting Loons before 1969, started getting loons in post nationalisation period. After the nationalisation of the bank branch expansion took place. There has been diversification in the functions of banks. Commercial Banks are providing different types of services like safe deposit lockers, D-mat facilities, internet banking, mobile banking, etc.
  1. Write any two benefits of bank nationalisation.
  2. Write various services provided by banks.
  3. Write your opinion about the above passage.
[2.05] Commercial Bank
Chapter: [2.05] Commercial Bank
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