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HSC Commerce (English Medium) 12th Standard Board Exam - Maharashtra State Board Question Bank Solutions

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A person sets up a sinking fund in order to have ₹ 1,00,000 after 10 years. What amount should be deposited bi-annually in the account that pays him 5% p.a. compounded semi-annually? [Given (1.025)20 = 1.675]

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Choose the correct alternative :

You get payments of ₹8,000 at the beginning of each year for five years at 6%, what is the value of this annuity?

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined

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Choose the correct alternative :

Amount of money today which is equal to series of payments in future is called

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined

In an ordinary annuity, payments or receipts occur at ______. 

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Choose the correct alternative :

Rental payment for an apartment is an example of

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined

______ is a series of constant cash flows over a limited period of time.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Choose the correct alternative :

A retirement annuity is particularly attractive to someone who has

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Fill in the blank :

The person who receives annuity is called __________.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Fill in the blank :

The payment of each single annuity is called __________.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Fill in the blank :

The intervening time between payment of two successive installments is called as ___________.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Fill in the blank :

An annuity where payments continue forever is called __________.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Fill in the blank :

If payments of an annuity fall due at the beginning of every period, the series is called annuity __________.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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Fill in the blank :

If payments of an annuity fall due at the end of every period, the series is called annuity __________.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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State whether the following is True or False :

Payment of every annuity is called an installment.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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State whether the following is True or False:

Annuity certain begins on a fixed date and ends when an event happens.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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State whether the following is True or False :

Annuity contingent begins and ends on certain fixed dates.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
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State whether the following is True or False :

The present value of an annuity is the sum of the present value of all installments.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined

State whether the following is True or False :

The future value of an annuity is the accumulated values of all installments.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined

State whether the following is True or False :

Sinking fund is set aside at the beginning of a business.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined

Solve the following :

A shopkeeper insures his shop and godown valued at ₹5,00,000 and ₹10,00,000 respectively for 80 % of their values. If the rate of premium is 8 %, find the total annual premium.

[10] Insurance and Annuity
Chapter: [10] Insurance and Annuity
Concept: undefined >> undefined
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