Question

Write a short note on PM-JAY.

Answer 1

1. It is a health insurance scheme launched in 2008 for poor families in urban and rural areas.
2. It offers an insurance cover of 5 lakhs per family per year on a family floater basis.
3. The policy aimed to cover 10 crore poor families (approximately 50 crore beneficiaries).
4. It ensures that poor and vulnerable groups in society also have universal access to high-quality hospital services, without anyone facing financial hardship as a result of using health services.
5. PM-JAY is fully funded by the government, and the implementation costs are shared between the central and state governments.