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Which statement correctly distinguishes demand deposits from currency notes?

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Question

Which statement correctly distinguishes demand deposits from currency notes?

Options

  • Both are legal tender and must be accepted in payment

  • Demand deposits are legal tender, currency notes are not

  • Currency notes are legal tender, demand deposits are not

  • Neither demand deposits nor currency notes are legal tender

MCQ
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Solution

Currency notes are legal tender, demand deposits are not

Explanation: 

Currency notes must be accepted in settlement of debts as legal tender, while cheques drawn on demand deposits can legally be refused.​

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