Question

Which of the following are key benefits offered under the Jan-Dhan Yojana?

Options

• Interest-free loans to large industries

• Free tractors and irrigation pumps to farmers

• Subsidised exports of agricultural produce

• Insurance coverage, overdraft facility, and direct transfer of MNREGA wages into accounts

Answer 1

Key benefits of the Jan-Dhan Yojana include insurance coverage, an overdraft facility, and direct transfer of MNREGA wages into the accounts of account holders. These features make bank accounts functionally useful for the poor.