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What is the purpose of Cash Reserve Ratio (CRR)?

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Question

What is the purpose of Cash Reserve Ratio (CRR)?

Options

  • To make currency equal to Rs 500

  • To make required reserves equal to loans

  • To reduce total deposits to zero

  • To prevent over-lending by banks

MCQ
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Solution

The purpose of CRR is to prevent over-lending by banks. By requiring cash reserves, CRR restricts the amount available for lending.

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