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Primary deposits differ from derivative deposits because ______.

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Question

Primary deposits differ from derivative deposits because ______.

Options

  • They increase the total money supply

  • They are created by bank loans

  • They convert cash to deposits without changing money supply

  • They require no reserves

MCQ
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Solution

Primary deposits differ from derivative deposits because they convert cash to deposits without changing money supply.

Explanation: 

Primary deposits are passive cash inflows; derivative deposits actively expand the money supply.

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