English

Poor banking habits limit credit creation by ______.

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Question

Poor banking habits limit credit creation by ______.

Options

  • Increasing digital transfers

  • Causing cash leakage from banks

  • Raising public confidence

  • Lowering collateral needs

MCQ
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Solution

Poor banking habits limit credit creation by causing cash leakage from banks.

Explanation: 

Preference for physical cash reduces redeposits, breaking the multiplier chain.

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