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Mr. Amit is a businessman. He has his own factories in Pune and Nashik. He lives in Pune with his wife and 2 daughters aged 5 and 8 years.

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Question

Mr. Amit is a businessman. He has his own factories in Pune and Nashik. He lives in Pune with his wife and 2 daughters aged 5 and 8 years.

  1. Can Mr. Amit take a life insurance policy for his wife and 2 children?
  2. Can Mr. Amit take a marine insurance policy for his factories?
  3. Which type of insurance should Mr. Amit take for protecting his factories from loss due to fire?
Short/Brief Note
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Solution

  1. Mr. Amit can take whole life policy or term insurance policy for his wife and child insurance policy or money back policy for his daughters.
  2. Mr. Amit cannot take marine insurance policy for his factories.
  3. Mr. Amit can take Floating Fire Insurance Policy for protecting his factories at Pune and Nashik.
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Chapter 4: Business Services - EXERCISE [Page 92]

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