English

"Loans create deposits" means banks grant loans by ______.

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Question

"Loans create deposits" means banks grant loans by ______.

Options

  • Paying physical cash

  • Crediting the borrower's current account

  • Reducing reserves

  • Selling assets

MCQ
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Solution

"Loans create deposits" means banks grant loans by crediting the borrower's current account.

Explanation:

This creates derivative deposits, expanding the money supply without handing out cash.

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