English

In this account, the account holder is required to deposit a specific amount every month. After the expiry of the specified period, the depositor gets back his money together with interest thereon.

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Question

In this account, the account holder is required to deposit a specific amount every month. After the expiry of the specified period, the depositor gets back his money together with interest thereon.

Options

  • Current account

  • Recurring deposit account

  • Saving account

  • None of these

MCQ
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Solution

Recurring deposit account

Explanation:

A Recurring Deposit (RD) account is a type of term deposit that allows for regular, disciplined monthly savings. It firmly demands the consumer deposit a predetermined, fixed sum of money at regular monthly intervals for a specified duration. When the set period expires and maturity is achieved, the bank returns the total accrued principal to the depositor, along with the compounded interest generated during that timeframe.

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Types of Bank Deposit Accounts
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Chapter 7: Banking and Bank Transactions - EXERCISES [Page 124]

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Goyal Brothers Prakashan Commercial Applications [English] Class 10 ICSE
Chapter 7 Banking and Bank Transactions
EXERCISES | Q 23. | Page 124
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