HSC Science (Computer Science) 12th Standard Board Exam - Maharashtra State Board Important Questions

PASSAGE

Post-liberalization, public sector banks have diversified into non- traditional activities such as mutual funds, merchant banking, venture capital funding etc. There is also growth in parabanking activities such as leasing, hire-purchase and factoring services.

Merchant banking includes issue management, project counselling, working capital financing, foreign currency loans, portfolio management etc.

Retail banking offers financial services to individuals for personal consumption such as housing loans, loans for purchase of consumer durables, auto loans, educational loans, credit cards etc.

Banks have been permitted to enter into the life insurance business.

1. Identify the areas of diversification undertaken by public sector banks post-liberalization (1 mark)
2. Mention the financial services offered under retail banking. (1mark)
3. Give your personal opinion based on the above passage. (2 marks)

Assertion and reasoning question:

• Assertion (A): The money market economises the use of cash.
• Reasoning (R): The money market does not deal with financial instruments that are close substitutes for money.

Identify and explain the following concept.

Lucy deposited a Lump sum amount of ₹1,00,000/- in the Bonk of India for the period of one year.

Study the following table, figure, and passage, and answer the questions given below it.

1. Write any two benefits of bank nationalisation.
2. Write various services provided by banks.
3. Write your opinion about the above passage.

• Assertion (A): The unorganized sector of the money market Lacks transparency.
• Reasoning (R): Activities of the unorganized sector are Largely confined to rural areas.

• Assertion (A): The money market economizes the use of cash.
• Reasoning (R): The money market deals with financial instruments that are close substitutes for money.

Complete the correlation:

Co-operative banks : Organised Sector :: Indigenous bankers : ______

Factors which are working in unorganized money market.

1. Money lenders
2. Commercial bank
3. Hundi
4. Chit funds

Types of foreign trade:

1. Import trade
2. Export trade
3. Entrepot trade
4. Internal trade

Choose the correct option:

Export trends of India’s foreign trade include:

1. Engineering goods
2. Gems and Jewellery
3. Textiles and ready-made garments
4. Gold

Choose the correct option:

The role of foreign trade is:

1. To earn foreign exchange
2. To encourage investment
3. Lead to the division of labour
4. Bring change in the composition of exports

State with reason whether you agree or disagree with the following statement:

Foreign trade leads to division of labour and specialization at world level.

Explain the recent trends in India’s exports.

Goods purchased from other countries : ______ :: Goods sold to other countries : Export

Distinguish Between:

Import Trade and Export Trade

Purchase of goods and services from one country and selling them to another country is ______

Assertion and reasoning question:

• Assertion (A): International trade leads to the division of labour and specialization.
• Reasoning (R): India's national trade is not increasing.

Read the extract and complete the activities given below:

Punctually at midday, he opened his bag and spread out his professional equipment, which consisted of a dozen cowrie shells, a square piece of cloth with obscure mystic charts on it, a notebook, and a bundle of Palmyra writing. His forehead was resplendent (glorious) with sacred ash and vermilion, and his eyes sparkled with a sharp abnormal gleam (shine) which was really an outcome of a continual searching look for customers, but which his simple clients took to be a prophetic light and felt comforted. The power of his eyes was considerably enhanced by their position placed as they were between the painted forehead and the dark whiskers (mustaches) which streamed down his cheeks: even a half-wit’s eyes would sparkle in such a setting. To crown the effect he wound a saffron-coloured turban around his head. This colour scheme never failed. People were attracted to him as bees are attracted to cosmos or dahlia stalks. He sat under the boughs of a spreading tamarind tree which flanked a path running through the Town Hall Park. It was a remarkable place in many ways. A surging crowd was always moving up and down this narrow road from morning till night. A variety of trades and occupations was represented all along its way: medicine sellers, sellers of stolen hardware and junk, magicians, and above all, an auctioneer of cheap cloth, who created enough din all day to attract the whole town. Next to him in vociferousness came a vendor of fried groundnut, who gave his ware a fancy name each day, calling it “Bombay Ice Cream” one day and on the next “Delhi Almond,” and on the third “Raja’s Delicacy,” and so on and so forth, and people flocked to him. A considerable portion of this crowd dallied before the astrologer too. The astrologer transacted his business by the light of a flare which crackled and smoked up above the groundnut heap nearby. Half the enchantment of the place was due to the fact that it did not have the benefit of municipal lighting. The place was lit up by shop lights. One or two had hissing gaslights, some had naked flares stuck on poles, some were lit up by old cycle lamps, and one or two, like the astrologer, managed without lights of their own. It was a bewildering crisscross of light rays and moving shadows. This suited the astrologer very well, for the simple reason that he had not in the least intended to be an astrologer when he began life; and he knew no more of what was going to happen to others than he knew what was going to happen to himself next minute. He was as much a stranger to the stars as were his innocent customers. Yet he said things which pleased and astonished everyone: that was more a matter of study, practice, and shrewd guesswork. All the same, it was as much an honest man’s labour as any other, and he deserved the wages he carried home at the end of a day.

A1. State if the given statements are True or False. (2)

i. The astrologer used to have the preparation of his business in quite professional way.

ii. The physical appearance of the astrologer hardly created an impact on the customers.

iii. The place was busy with a variety of occupations.

iv. The astrologer’s style of handling the business lies in his skills.

A2. Complete the given web. (2)

A3. The astrologer was a shrewd judge of a character. Explain with some details from the extract. (2)

A4. We need to understand even the smallest details of the business in order to succeed. Write your views. (2)

A5. Do as directed. (2)

1) It was a remarkable place in many ways.
(Choose the correct alternative to rewrite the given sentence as an exclamatory sentence)

1. It was a remarkable place in many ways!
2. How a remarkable place in many ways it was!
3. What a remarkable place in many ways it was!
4. What remarkable in many ways the place it was!

2) He spread out his professional equipment, which consisted of a dozen cowrie shells.
(Choose the correct alternative to rewrite the given sentence as a compound sentence)

1. He spread out his professional equipment but it consisted of a dozen cowrie shells.
2. He spread out his professional equipment and it consisted of a dozen cowrie shells.
3. He spread out his professional equipment that it consisted of a dozen cowrie shells.
4. He spread out his professional equipment and it had consisted of a dozen cowrie shells.

A6. Find the synonyms for the following words from the passage. (2)

1. Confusing
2. hanging around
3. difficult to understand
4. magical effect

A1. Soapy’s attempts to get into Winter Island:

A2. Complete the given statement in 30 words.

Soapy couldn’t enter the restaurant because ______

A3. Soapy had confidence in himself from the lowest button of his vest upward. Here the lowest button of his vest upward means ______

A4. If a person tries to damage the public property, how you will react in such a situation.
(write your response in 3/4 lines)

A5. Do as directed.

1) The policeman refused to accept Soapy even as a clue.
(Choose the correct alternative to transform as a negative statement)

1. The policeman didn’t accept Soapy even as a clue.
2. The policeman had never accepted Soapy even as a clue.
3. The policeman didn’t accepted Soapy even as a clue.
4. The policeman couldn’t accept Soapy even as a clue.

2) “Don’t you think that I might have had something to do with it?” said Soapy.
(Choose the correct alternative to change the sentence into indirect speech)

1. Soapy asked if he didn’t think that he might have something to do with that.
2. Soapy asked if he didn’t think that he might have had something to do with that.
3. Soapy asked if he didn’t thought that he might have had something to do with that.
4. Soapy asked if he didn’t think that he might had had something to do with that.

A6. Match the words in column A with column B:

Read the extract and complete the activities given below:

A1. True/False:   (2)

Read the following sentences and state whether they are true or false. Correct the false statements and rewrite them.

1. Soapy broke the glass of the shop window.
2. Nobody heard the breaking of the glass window.
3. The policeman chased Soapy.
4. Soapy did not run away from the place.

A2. Rearrange.   (2)

Rearrange the following statements in order of their occurrence in the extract.

1. The policeman refused to accept Soapy even as a clue.
2. Soapy took a stone and dashed it through the glass.
3. "Now, get busy and call a cop," said Soapy.
4. Soapy, with disgust in his heart, drifted along twice unsuccessful.

A3. Guess:   (2)

Read the following sentences and write down what it means.

1. "Don't you think that I might have had something to do with it?"
2. He told the waiter the fact that the minutest coin and himself were total strangers.

A4. Personal response:    (2)

Suppose you are a manager of a hotel, a poor boy has taken dinner in the hotel and then he found, he has not enough money to pay the bill. Describe how you will react in the situation.

A5. Language study:     (2)

1. On the opposite side of the street was a restaurant of no great pretensions.
2. Men who smash windows do no remain to chat with the police. (Make the above sentence simple)

A6. Vocabulary:     (2)

Match the following words 1n column 'A'. with their meanings in column 'B'.