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प्रश्न
Mrs Kapoor opened a Savings Bank Account in State Bank of India on 9th January 2008. Her pass book entries for the year 2008 are given below:
| Date | Particulars | Withdrawals (in Rs.) | Deposits (in Rs.) | Balance (in Rs.) |
| Jan 9, 2008 | By Cash | - | 10000 | 10000 |
| Feb 12, 2008 | By Cash | - | 15500 | 25500 |
| April 6, 2008 | To Cheque | 3500 | - | 22000 |
| April 30, 2008 | To Self | 2000 | - | 20000 |
| July 16, 2008 | By Cheque | - | 6500 | 26500 |
| August 4, 2008 | To Self | 5500 | - | 21000 |
| August 20, 2008 | To Cheque | 1200 | - | 19800 |
| Dec. 12, 2008 | By Cash | - | 1700 | 21500 |
Mrs Kapoor closes the account on 31st December 2008. If the bank pays interest at 4% per annum, find the interest Mrs Kapoor receives on closing the account. Give your answer correct to the nearest rupee.
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उत्तर
Minimum balance for January = Rs. 10,000
Minimum balance for February = Rs. 10,000
Minimum balance for March = Rs. 25,500
Minimum balance for April = Rs. 20,000
Minimum balance for May = Rs. 20,000
Minimum balance for June = Rs. 20,000
Minimum balance for July = Rs. 20,000
Minimum balance for August = Rs. 19,800
Minimum balance for September = Rs. 19,800
Minimum balance for October = Rs. 19,800
Minimum balance for November = Rs. 19,800
Minimum balance for December = Rs. 0
Total principal = Rs. 2,04,700
Rate = 4% p.a. and Time =`1/12`year .
∴ Interest = `(PxxRxxT )/100 = (2,04,700xx4xx1)/(100xx12) = Rs. 682 Ans`
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