हिंदी

Kiran Deposited Rs. 200 per Month for 36 Months in a Bank’S Recurring Deposit Account. If the Bank Pays Interest at the Rate of 11% per Annum, Find the Amount She Gets on Maturity.

Advertisements
Advertisements

प्रश्न

Kiran deposited Rs. 200 per month for 36 months in a bank’s recurring deposit account. If the bank pays interest at the rate of 11% per annum, find the amount she gets on maturity.

योग
Advertisements

उत्तर १

P = Rs. 200, n = 36 months and r = 11%

`I = P xx (n(n + 1))/(2xx12) xx r/100`

`=> I = Rs 200 xx (36 xx 37)/24 xx 11/100` = Rs 1221

Sum deposited Rs.200 x 36 =  Rs. 7200

∴ Amount that kiran gets on maturity = Rs 7200 + Rs 1221 = Rs 8421

shaalaa.com

उत्तर २

Amount deposited month (P) = Rs. 200
Period (n) = 36 months,
Rate (R) = 11% p.a.
Now amount deposited in 36 months = Rs. 200 x 36 = Rs 7200
Simple Interest(S.I.)

= `"P"(("n"("n" + 1))/2) xx (1)/(12) xx "R"/(100)`

= `200((36(36 + 1))/2) xx (1)/(12) xx (11)/(100)`

= `(200 xx 36 xx 37 xx 11)/(2 xx 12 xx 100)`
= 1221
∴ Kiran will get maturity value
= Rs.7200 + 1221
= Rs.8421.

shaalaa.com
  क्या इस प्रश्न या उत्तर में कोई त्रुटि है?
अध्याय 2: Banking - Exercise 2.1

वीडियो ट्यूटोरियलVIEW ALL [1]

संबंधित प्रश्न

A page from a passbook of savings bank account is given below:

Date Particulars Amount Withdrawn
(In Rs)
Amount Deposits
(In Rs)
Balance
(In Rs)
09.08.1999
11.08.1999
05.10.1999
10.10.1999
27.11.1999
29.11.1999
By Cash
By Cheque
To Cheque
By Cash
By Cheque
By Cash
-
-
12,000
-
5,000
-
10,000
5,000
-
17,000
-
3,000
10,000
15,000
3,000
20,000
15,000
18,000

The account is closed on 2nd Jan, 2000. Find the amount received, if the rate of interest is 5%


The entires in a savings bank passbook are as given below:

Date Particulars Particulars
Withdrawals (In Rs)
Deposits (In Rs) Balance (In Rs)
01.01.03
01.02.03
12.02.03
05.04.03
15.04.03
09.05.03
04.06.03
B/F
By cash
To cheque
By Cash
To cheque
By cash
By Cash

5,000.00

4,250.00

 

11,500.00


3,750.00

1,500

1,500

14,000.00
25.500.00
20,500.00
24,250.00
20,000.00
21,500.00
23,000.00

Calculate the interest for six months (January to June) at 4% per annum on the minimum balance on or after the tenth day of each month


A page from the savings bank account of Mr. Prateek if given below. 

Date Particulars Withdrawals (In Rs) Deposits (In Rs) Balance (In Rs)
January 1st 2006 B/F - - 1,270
January 7th 2006 By Cheque - 2,310 3,580
March 9th 2006 To self 2,000 - 1,580
March 26th 2006 By cash - 6,200 7,780
June 10th 2006 To Cheque 4,500 - 3,280
July 15th 2006 By clearing - 2,630 5,910
October 18th 2006 To Cheque 530 - 5,380
October 27th 2006 To self 2,690 - 2,690
November 3rd 2006 By cash - 1,500 4,190
December 6th 2006 To cheque 950 - 3,240
December 23rd 2006 By Transfer - 2,920 6,160

If h receives Rs. 198 as interest on 1st January, 2007, Find the rate of interest paid by the bank.


Ms. Saha opened a cumulative deposit account of monthly instalment of Rs 1,200 at 9%p.a simple interest. She earned a total interest of Rs 5,328. How much installments did she pay?


Kiran deposited  200 per month for 36 months in a bank’s recurring deposit account. If the bank pays interest at the rate of 11% per annum, find the amount she gets on maturity.


Mrs. Kapoor opened a Savings Bank Account in State Bank of India on 9th January 2008. Her passbook entries for the year 2008 are given below:

Date Particulars Withdrawals
(in ₹)
Deposits
(in ₹)
Balance
(in ₹)
Jan. 9, 2008 By cash - 10,000 10,000
Feb. 12, 2008 By cash - 15,500 25,500
April 6, 2008 To Cheque 3,500 - 22,000
April 30, 2008 To Self 2,000 - 20,000
July 16, 2008 By Cheque - 6,500 26,500
August 4, 2008 To Self 5,500 - 21,000
August 20, 2008 To Cheque 1,200 - 19,800
Dec. 12, 2008 By Cash - 1,700 21,500

Mrs. Kapoor closes the account on 31st December, 2008. If the bank pays interest at 4% per annum, find the interest Mrs. Kapoor receives on closing the account. Give your answer correct to the nearest rupee.


Haneef has a cumulative bank account and deposits Rs. 600 per month for a period of 4 years. If he gets Rs. 5880 as interest at the time of maturity, find the rate of interest.


Mr. Gupta opened a recurring deposit account in a bank. He deposited Rs. 2,500 per month for two years. At the time of maturity he got Rs. 67,500. Find:

  1. the total interest earned by Mr. Gupta.
  2. the rate of interest per annum.

₹ 900 is deposited every month in a recurring deposit account at 10% rate of interest, the interest earned in 8 months is ______.


A man gets ₹ 1,404 as interest at the end of one year. If the rate of interest is 12% per annum in R.D. account, the monthly instalment is ______.


Share
Notifications

Englishहिंदीमराठी


      Forgot password?
Use app×