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प्रश्न
Answer the following question.
Discuss two qualitative methods of credit control.
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उत्तर
(i) Credit Rationing: Rationing of credit is a method by which the Reserve Bank seeks to limit the maximum amount of loans and advances, and also in certain cases fix a ceiling for specific categories of loans and advances.
(ii) Moral Suasion: Moral suasion and credit monitoring arrangement are other methods of credit control. The policy of moral suasion will succeed only if the Reserve Bank is strong enough to influence the commercial banks.
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संबंधित प्रश्न
Explain how open market operations are helpful in controlling credit creation.
Explain how ‘bank rate' is helpful in controlling credit creation?
Explain how 'margin requirements' are helpful in controlling credit creation?
Explain with reasons, whether you agree or disagree with the following statement
Cash reserve ratio is a quantitative measure of credit control.
Define or explain the following concept.
Bank Rate.
Define or explain the following concepts.
Clearing house
Match the following Group ‘A’ with Group ‘B’ :
|
Group ‘A’ |
Group ‘B’ |
||
| (a) |
Economics | (1) | not steady |
| (b) |
Reward of capital | (2) | 1 April, 1935 |
| (c) |
Value of money | (3) | Social science |
| (d) |
Establishment of Central Bank | (4) | Income from commodity tax |
| (e) | Sales tax | (5) | Natural science |
| (6) | Interest |
||
| (7) | 1 April, 1939 | ||
State whether the following statement is TRUE or FALSE.
Credit rationing is quantitative credit control measure of Central bank.
State whether the following statement is TRUE or FALSE.
Regulation of Consumer Credit is a quantitative credit control measure of Central Bank.
Give reason or explain.
Clearing house system economises the use of cash.
Write short note on:
Issuing Directives
Answer the following question.
Explain the "varying reserve requirements" method of credit control by the central bank.
Identify the correctly matched items from Column A to that of Column B:
| Column A | Column B | ||
| 1 | Issue of New Currency Notes | (a) | Government of India |
| 2 | Banker to the Government | (b) | State Bank of India |
| 3 | Controller of Credit | (c) | Reserve Bank of India |
| 4 | SLR | (d) | Development Bank |
Monetary policy mainly refers to the policy of the central bank to control which of the following?
Why is monetary policy also known as credit policy?
Who succeeded Shaktikanta Das as the RBI Governor after his term ended in December 2024?
Which objective of credit control mainly aims to avoid both inflation and deflation in the economy?
Which statement best explains why the central bank should control both currency and credit?
