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प्रश्न
Answer the following question.
Discuss two qualitative methods of credit control.
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उत्तर
(i) Credit Rationing: Rationing of credit is a method by which the Reserve Bank seeks to limit the maximum amount of loans and advances, and also in certain cases fix a ceiling for specific categories of loans and advances.
(ii) Moral Suasion: Moral suasion and credit monitoring arrangement are other methods of credit control. The policy of moral suasion will succeed only if the Reserve Bank is strong enough to influence the commercial banks.
APPEARS IN
संबंधित प्रश्न
Explain how ‘bank rate' is helpful in controlling credit creation?
Explain how 'margin requirements' are helpful in controlling credit creation?
Write short answer for the following question :
Explain qualitative meansures of credit contorl adopted by the Central Bank.
Define or explain the following concepts.
Clearing house
Match the following Group ‘A’ with Group ‘B’ :
|
Group ‘A’ |
Group ‘B’ |
||
| (a) |
Economics | (1) | not steady |
| (b) |
Reward of capital | (2) | 1 April, 1935 |
| (c) |
Value of money | (3) | Social science |
| (d) |
Establishment of Central Bank | (4) | Income from commodity tax |
| (e) | Sales tax | (5) | Natural science |
| (6) | Interest |
||
| (7) | 1 April, 1939 | ||
State whether the following statement is TRUE or FALSE.
Credit rationing is quantitative credit control measure of Central bank.
State whether the following statement is TRUE or FALSE.
Regulation of Consumer Credit is a quantitative credit control measure of Central Bank.
Distinguish between:
Quantitative Credit Control Measures and Qualitative Credit Control Measures
Write short note on:
Issuing Directives
Write short note on:
Central Bank's measure of regulation of consumer credit
Answer the following question:
What are the various measures of quantitative credit control?
Answer the following question:
What are the various measures of qualitative credit control?
Answer the following question.
Elaborate any two instruments of Credit Control, as exercised by the Reserve Bank of India.
Answer the following question.
Explain the "varying reserve requirements" method of credit control by the central bank.
Differentiate between Cash Credit and Outright Loans.
Identify the correctly matched items from Column A to that of Column B:
| Column A | Column B | ||
| 1 | Issue of New Currency Notes | (a) | Government of India |
| 2 | Banker to the Government | (b) | State Bank of India |
| 3 | Controller of Credit | (c) | Reserve Bank of India |
| 4 | SLR | (d) | Development Bank |
