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Revision: Understanding Finance >> Principles of Financial Accounting and Reporting Commercial Applications (English Medium) ICSE Class 10 CISCE

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Definitions [4]

Definition : Balance Sheet

A balance sheet is a financial statement that shows the assets, liabilities, and owner’s equity of a business at a specific point in time, providing a clear picture of its financial position.

Definition : Adjustments in Final Accounts

Adjustments in final accounts are changes or entries made at the end of the accounting period to include any income or expenses that were missed or need to be updated so that the financial statements show the true financial position of the business.

Definition: Asset

Anything valuable the business owns or controls, measured in money. 

Definition: Liability

Money the business still needs to pay. 

Formulae [1]

Formula: Net Worth

Owner’s Equity (Capital) = Assets – Liabilities 

Includes: Owner’s investment (cash or kind) + profits kept in the business. 

Key Points

Format: Receipts and Payments Account

                            Receipts and Payments Account 

                        for the year ended 31st March 20......

Dr.                                                                                                                 Cr.

Receipts Amount ₹ Payments Amount ₹
To All Receipts ............ By All Payments ............
(Revenue or Capital)   (Revenue or Capital)  
Previous year – ............   Previous year – ............  
Current year –   ............   Current year –   ............  
Next year –       ............   Next year –       ............  
Format: Receipts and Payments Account (Detailed)

                                                            In the books of........

                                                    Receipts and Payments Account

                                                For the year ended 31st March 20......

Dr.                                                                                                                                                            Cr.

Receipts Amt ₹ Amt ₹ Payments Amt ₹ Amt ₹

To Balance b/d

Cash in Hand

Cash at Bank

(Name of Banks)

xxx

xxx

 

xxx

By Balance b/d

(Bank overdraft)

  xxx

By Salaries

Previous year

Current year

 

xxx

xxx

 

 

xxx

To Subscriptions

Previous year

Current year

Next year

 

xxx

xxx

xxx

 

 

 

xxx

By Rent Rates and Taxes

Previous year

Current year

Next year

 

xxx

xxx

xxx

 

 

 

xxx

To Entrance fees   xxx By Printing and Stationery   xxx
To Admission fees   xxx By General Expenses   xxx
To Life membership fees   xxx By Interest on Bank Loan   xxx
To Legacies   xxx By Electricity Charges   xxx
To Govt. Grants   xxx By Audit Fees   xxx
To Donations (General)   xxx By Tournaments Exp.   xxx

To Donations for

specific fund,

Building Fund,

Prize Fund,

Tournament Fund

 

 

 

xxx

xxx

xxx

xxx

By Wages   xxx
By Purchase of Sports Materials   xxx
By Insurance   xxx
To Dividend - Received   xxx By Telephone / Mobile Exp.   xxx
To Hire / Rent of Hall received   xxx By Bank Charges   xxx
To Sundry Income   xxx By Postage   xxx
To Sale of old materials   xxx By Conveyance   xxx
To Sale of old News Papers / Scrap   xxx By Expenses for Annual Function   xxx
To Misc. Receipts   xxx By Fixed Deposit   xxx
To Tournaments Receipts   xxx

By Purchase of Fixed

Assets

Books

Furniture

Building

Investments

 

 

xxx

xxx

xxx

xxx

xxx

To Cricket Fees   xxx
To Tuition Fee   xxx
To Term Fees   xxx
To Collection of Fine   xxx
To Locker Rent   xxx By News Papers   xxx
To Exam Fees   xxx By Office Expenses   xxx
To Balance c/d (Bank overdraft)   xxx By Repairs   xxx
      By Balance c/d   xxx
      Cash in Hand    
     

Cash at Bank

(Names of Bank)

 

xxx

xxx

     
Total   xxx Total   xxx
Key Points: Receipts and Payments Account
  • Receipts and Payments Account is a real account that records all cash and bank transactions (revenue or capital) during the year, regardless of the period they relate to.
  • It is similar to a cash book and starts with opening balances of cash and bank, and ends with closing balances.
  • Revenue receipts (e.g. subscriptions, rent) go to Income & Expenditure A/c, while capital receipts (e.g. donations for building) are shown in the Balance Sheet.
  • Revenue payments (e.g. salaries, taxes) are shown in Income & Expenditure A/c, and capital payments (e.g. purchase of assets) are shown on the Asset side of the Balance Sheet.
  • Deferred revenue expenditure is a revenue expense giving benefits for multiple years, partly shown in Income & Expenditure A/c and partly in the Balance Sheet.
Format: Income and Expenditure Account

                                                                                            In the books of......

                                                                                 Income and Expenditure Account

                                                                             For the year ended 31st March 20.....

Dr.                                                                                                                                                                                                        Cr.

Expenditure Amt ₹ Amt ₹ Income Amt ₹ Amt ₹
To Salaries paid xxx   By Subscription Received xxx  
Less: paid for last year xxx  

Less:

i) received for last year

ii) received of next year

 

xxx

xxx

 

 

xxx

   paid for next year xxx  
Add: Outstanding xxx  
Add: Prepaid for last year xxx xxx

Add:

i) Received during last year for current

ii) Outstanding for current year

 

xxx

 

xxx

 

 

 

xxx

To Wages   xxx
To Printing and Stationery   xxx
To Rent   xxx By Rent Received   xxx
To Interest   xxx By Interest Received   xxx
To Conveyance   xxx By Dividend Received   xxx
To Rates & Taxes   xxx By Govt. Grants (General)   xxx
To Insurance Premium   xxx By Ground Rent   xxx
To Audit Fees   xxx By Sundry Receipts   xxx
To Office Expenses   xxx By Entrance Receipts (Revenue)   xxx
To Telephone / Mobile Expenses   xxx By Entrance Fee (Revenue)   xxx
To Medicines   xxx By Admission Fees   xxx

To Sports Materials consumed during the year

Opening Stock

Add: Purchases

Less: Closing Stock

 

xxx

xxx

xxx

 

 

 

xxx

By Donations (General)   xxx
By Profit on Sale of Asset   xxx
By Deficit (Excess of expenditure over income)   xxx
     
To Repairs and Maintenance   xxx      
To Electricity Charges   xxx      
To Newspapers and Periodical   xxx      
To Sundry Expenses   xxx      
To Loss on Sale of Asset   xxx      
To Depreciation on Fixed Assets   xxx      
To Surplus (Excess of Income over Expenditure)   xxx      
Total   xxx Total   xxx
Key Points: Income and Expenditure Account
  • The Income and Expenditure Account is a Nominal Account that records revenue incomes and expenses of the current year only.
  • It is similar to the Profit and Loss Account and is prepared by not-for-profit organisations.
  • It includes items whether received/paid or outstanding/prepaid, as long as they relate to the current year.
  • The result may be Surplus (income > expenses) or Deficit (expenses > income), which is adjusted in the Capital Fund.
  • It has no opening balance and includes both cash and non-cash items like depreciation, bad debts, and outstanding expenses.
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