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प्रश्न
Mr. Dhoni has an account in the Union Bank of India. The following entries are from his passbook:
| Date | Particulars | Withdrawals (in ₹) |
Deposits (in ₹) |
Balance (in ₹) |
| Jan 3, 07 | B/F | - | - | 2,642·00 |
| Jan 16 | To self | 640.00 | - | 2,002·00 |
| March 5 | By cash | - | 850·00 | 2,852·00 |
| April 10 | To self | 1130.00 | - | 1,722·00 |
| April 10 | By cheque | - | 650·00 | 2372.00 |
| June 15 | By cash | 577.00 | - | 1,795·00 |
Calculate the interest from January 2007 to June 2007 at a rate of 4% per annum.
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उत्तर
Qualifying amount for
Jan 2007 = ₹ 2,002
Feb 2007 = ₹ 2,002
March 2007 = ₹ 2,852
April 2007 = ₹ 1,722
May 2007 = ₹ 2,372
June 2007 = ₹ 1,795
Total ₹ 12,745
₹ 12,745 is treated as the principal of one month for calculating the interest.
Interest = `("P" xx "T" xx "R")/(100)`
= `(12,745 xx 4 xx 1)/(12 xx 100)`
= ₹ 42·483
= ₹ 42·48
संबंधित प्रश्न
Katrina opened a recurring deposit account with a Nationalised Bank for a period of 2 years. If the bank pays interest at the rate 6% per annum and the monthly instalment is Rs. 1,000, find the:
- Interest earned in 2 years.
- Matured value.
Shahrukh opened a Recurring Deposit Account in a bank and deposited Rs 800 per month for 1 1/2 years. If he received Rs 15084 at the time of maturity, Find the rate of interest per annum.
Geeta opened a savings bank account in a bank on `7^"th"` Nov., 08 and deposited Rs. 750. She withdrew Rs. 200 on `30^"th"` Nov., 08. If no other withdrawal or deposit was made by her during this month; find the amount on which she would receive interest for the month of Nov., 08.
A savings bank account was opened by Mrs. Roy on 3.7.12 and closed on 31.01.13. The entries in the passbook of Mrs. Roy were as given below:
| Date | Particulars | Debit (In Rs) | Credit (In Rs) | Balance (In Rs) |
| 3.7.12 | By cash | 690.00 | ||
| 15.7.12 | By cash | 1,153.00 | ||
| 27.8.12 | By Cheque | 2,468.00 | ||
| 30.8.12 | To cash | 946.00 | ||
| 12.9.12 | To Cheque | 1,000.00 | ||
| 20.11.12 | By Cheque | 3,000.00 | ||
| 26.11.12 | By cash | 750.00 | ||
| 28.11.12 | To Cash | 1,570.00 |
(i) By finding the balance on different dates of entries calculate the interest earned by Mrs. Roy, For the period she had this savings bank account, at the rate of 6% p.a.
(ii) Also, calculate the interest when the principal for every month is taken as the nearest multiple of 10.
A man holds a savings bank account in the union bank of India. A page of his passbook shows the following entries:
| Date | Particulars | Withdrawals (Rs) | Deposits (Rs) | Balance (Rs) |
| May 1 | B/F | 3,200.00 | ||
| May 6 | By Cheque | 500.00 | 3,700.00 | |
| May 17 | By Cheque | 800.00 | 4,500.00 | |
| June 4 | By Cash | 1,300.00 | 5,800.00 | |
| June 9 | To Cheque | 1,650.00 | 4,150.00 |
Calculate the rate of interest per annum if the total interest earned for the months of May and June is Rs. 39.25`
A page from the passbook of Mr. Rohit is given below. The interest accrued for the period January to December 2006 at a certain rate of interest per annum is Rs. 377.40. without taking the principal as the nearest multiple of Rs. 10, calculate the rate:
| Date | Particulars | Debit (Rs) | Credit (Rs) | Balance (Rs) |
| 2006 | ||||
| Jan 1 | Balance B/F | 7,500.00 | ||
| March 7 | By Cheque | 1,875.00 | ||
| March 10 | By Cash | 625.00 | ||
| July 17 | To self | 3,250.00 | ||
| Oct 5 | By Cheque | 2,160.00 | ||
| Dec 19 | To Cheque | 1,340.00 |
Amit deposited Rs. 150 per month in a bank for 8 months under the Recurring Deposit Scheme. What will be the maturity value of his deposits, if the rate of interest is 8% per annum and interest is calculated at the end of every month?
Mrs. Asha Mehta deposit Rs 250 per month for one year in a bank’s recurring deposit account. If the rate of (simple) interest is 8% per annum, then the interest earned by her on this account is
Manish opened an R.D. account in a bank and deposited ₹ 1,000 per month at the interest of 10% per annum and for 2 years. The total money deposited by him is ______.
A certain money is deposited every month for 8 months in a recurring deposit account at 12% p.a. simple interest. If the interest at the time of maturity is ₹ 36, the monthly instalment is ______.
