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प्रश्न
Match the following:
| Column I | Column II | ||
| A. | Primary deposits | (i) | Payable on demand |
| B. | Derivative deposits | (ii) | Deposits for a fixed period of time |
| C. | Demand deposits | (iii) | Cash deposits of people |
| D. | Term deposits | (iv) | Deposits created by banks (or loan deposits) |
पर्याय
A. (iii), B. (iv), C. (ii), D. (i)
A. (ii), B. (iv), C. (iii), D. (i)
A. (iv), B. (iii), C. (ii), D. (i)
A. (iii), B. (iv), C. (i), D. (ii)
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उत्तर
A. (iii), B. (iv), C. (i), D. (ii)
Explanation:
| Column I | Column II | ||
| A. | Primary deposits | (iii) | Cash deposits of people |
| B. | Derivative deposits | (iv) | Deposits created by banks (or loan deposits) |
| C. | Demand deposits | (i) | Payable on demand |
| D. | Term deposits | (ii) | Deposits for a fixed period of time |
APPEARS IN
संबंधित प्रश्न
Credit creation by the commercial bank is determined by ______.
______ is the rate of interest charged by the central bank on loans given to the commercial bank.
Read the given extract carefully and answer the following questions.
| Mr. X wanted to buy an expensive motorcycle for his son but he did not have sufficient money to buy it. He approached a public sector commercial bank for the loan. The bank asked Mr. X to deposit 20% cash of the loan amount and rest 80% of the loan amount was given by the bank. |
- Briefly explain a Commercial Bank.
- What is the regulation of consumer credit in selective credit control?
- Name the bank which controls all the commercial banks and financial institutions in the country.
''The process of credit creation by commercial banks comes to an end when the total of required reserves become equal to the initial deposits."
With the help of a numerical example, prove that the given statement is true.
Credit money is increased when CRR:
Suppose in an economy, the initial deposit of ₹ 400 crores lead to the creation of total deposits worth ₹ 4000 crore. Then the value of reserve requirements would be ______.
Match the following and select the correct option.
| Column A | Column B | ||
| (i) | A deposit created by a customer | A. | Term deposit |
| (ii) | A deposit created by bank when loan is granted | B. | Demand deposits |
| (iii) | Deposits payable by bank on demand | C. | Initial deposit |
| (iv) | Deposits the amount of which can be withdrawn only after a fixed period of time | D. | Secondary deposit |
What is the unique function of commercial banks in the money supply?
A T-account shows that a ₹10,000 cash deposit increases ______.
Poor banking habits limit credit creation by ______.
