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Revision: Theory of Income and Employment >> Concept of Investments-Types and Determinants Economics ISC (Commerce) Class 12 CISCE

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Definitions [1]

Definitions: Investment
  • "Investment refers to the increment of capital equipment." — J.M. Keynes
  • "By investment we do not mean the purchase of existing paper securities, bonds, debentures or equities, but the purchase of new factories, machines and the like". — Stonier and Hague
  • "Investment expenditure includes expenditure for producer’s durable equipment, new construction and the change in inventories." — Peterson

Formulae [2]

Formula: Propensity to Invest

PI = `I / Y`
PI = Propensity to invest, I = Aggregate Investment, Y = Aggregate Income

Formula: Investment Function

The relationship between investment and the rate of interest can be written as:

I = f(r)

Here:

  • I = Investment, the planned amount of investment; it is the dependent variable.
  • r = Rate of interest; it is the independent variable that influences investment.

This notation means that the level of investment depends on the rate of interest.

Key Points

Key Points: Investment
  • Economic investment = addition to physical capital + change in inventories — NOT buying shares/bonds
  • Autonomous investment is income-inelastic, welfare-driven, mostly by government; drawn as a horizontal line
  • Induced investment is income-elastic, profit-driven, mostly private; drawn as an upward-sloping line
  • Gross Investment = Net Investment + Depreciation; net investment positive means capital accumulation
  • Ex-ante = planned; Ex-post = actual; equilibrium requires ex-ante S = ex-ante I
  • Investment function I = f(r) is downward-sloping — higher interest means less investment
  • Invest when MEI > Rate of Interest; stop when MEI = Rate of Interest
Key Points: Determinants of Induced Investment
  • Marginal Efficiency of Capital (MEC): Expected rate of profit on new investment; depends on entrepreneurs’ expectations, optimism, and business outlook.
  • Rate of Interest (ROI): Cost of borrowing; higher ROI discourages investment, lower ROI encourages it.
  • Investment decision rule: Investment increases when MEC > ROI, stops when MEC = ROI.
  • Keynes emphasized that changes in MEC, rather than interest rate alone, play a major role in affecting investment and employment.
Key Points: Measures to Stimulate Private Investment
  • Tax concessions on profits increase MEC and encourage investment.
  • Lower rate of interest may stimulate investment, though Keynes stressed limited responsiveness.
  • Government spending (pump-priming) boosts income and induces private investment through the multiplier.
  • Price stability and price support policies reduce uncertainty and promote investment.
  • Research, innovation, and competition (reducing monopoly power) open new investment opportunities.
Key Points: Importance of Investment
  • Investment is the key driver of income, output, and employment in an economy.
  • Through the multiplier effect, an increase in investment leads to a multiple increase in income.
  • Investment promotes capital formation, raising productive capacity and economic growth.
  • It helps reduce unemployment and depression and ensures long-term prosperity.
Key Points: Source of Public Investment
  • Taxation: Raises funds but merely transfers purchasing power; limited use recommended.
  • Public borrowing: Better than taxation; uses idle savings through bank and private loans, though it creates a debt burden.
  • Deficit financing: Creation of new money to fund investment; supported by Keynes to cure unemployment, but may cause inflation after full employment.
Key Points: Dangers of Public Investment
  • Large public investment may crowd out private investment.
  • It can raise the rate of interest, discouraging private investors.
  • Public investment may reduce marginal efficiency of private capital by increasing production costs.
  • It can also create unfavourable expectations among entrepreneurs, lowering private investment.
 
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