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प्रश्न
State and elaborate whether the following statement is true or false, with valid arguments:
Jan-Dhan Yojana has been a crucial step for financial resource mobilization in the Indian economy.
विकल्प
True
False
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उत्तर
This statement is True.
Explanation:
Jan-Dhan Yojana has promoted thrift habits and efficient allocation of financial resources, particularly in rural areas. Formal banking system has mobilized a substantial amount under this yojana.
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संबंधित प्रश्न
Discuss the importance of credit in rural development.
Explain the role of microcredit in meeting credit requirements of the poor.
Critically evaluate the role of the rural banking system in the process of rural development in India.
Which source of credit had emerged to fully integrate the formal credit system into the overall rural social and community development?
______ is the apex body which coordinates the functioning of different financial institutions working for the expansion of rural credit.
The scheme of microfinance is extended through ______.
Which of the following falls under unorganized sector?
National Bank for Agricultural and Rural Development (NABARD) was set up in 1982 as a/the ____________ body to coordinate the activities of all institutions involved in the rural financing system.
Read the following statements carefully and choose the correct alternatives given below:
Statement 1 - The emergence of Self-Help Groups (SHG’s) ensured the reduction in the fissures of the formal credit system.
Statement 2 - The borrowings from SHGs are mainly confined to consumption purposes by their members.
Read the following statements -Assertion (A) and Reason(R), Choose one of the correct alternatives given below:
Assertion (A): Since the default rates of farm loans have become chronically high due to multiple reasons, the rural banks are facing a lot of cash crunch.
Reason(R): Due to lack of proper storage facilities a lot of farm produce is wasted.
Which is the apex institute at the national level which provides re-finance facilities to institutions engaged in providing rural credit?
Identify which of the following is a source of non-institutional credit in the rural areas of India.
Discuss briefly the importance of micro-credit programmes in rural development.
______ have emerged as an important micro finance system and led to women empowerment.
Micro credit programmes play a vital role in ensuring an overall development of the rural economy as they ______.
- provide financial support
- lead to women empowerment
- enhance the reach of formal credit system
Explain the importance of credit availability to farmers in rural development.
