Question

'Credit Availability' as a key focus area of rural development refers to:

विकल्प

• Cash donations collected from charitable trusts

• Access to institutional finance for farmers and rural households

• Higher taxation on rural moneylenders

• Free distribution of seeds and fertilizers by the government

Answer 1

Credit Availability means access to institutional finance for farmers and rural households. Institutional credit protects rural borrowers from dependence on costly informal sources.