Question

Assertion (A): UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates instant fund transfers between bank accounts using smartphones.

Reason (R): Prepaid cards, such as gift cards or reloadable cards, can be used for online purchases.

विकल्प

• Both Assertion (A) and Reason (R) are True and Reason (R) is the correct explanation of Assertion (A).

• Both Assertion (A) and Reason (R) are True and Reason (R) is not the correct explanation of Assertion (A).

• Assertion (A) is True, but Reason (R) is False.

• Assertion (A) is False, but Reason (R) is True.

Answer 1

Both Assertion (A) and Reason (R) are True and Reason (R) is not the correct explanation of Assertion (A).

Explanation:

Both statements are true, but the Reason does not explain the Assertion because UPI enables real-time bank-to-bank transfers, whereas the Reason describes how prepaid cards are used for online purchases.