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प्रश्न
In India, about 80 per cent of farmers are small farmers, who need credit for cultivation.
Why might banks be unwilling to lend to small farmers?
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उत्तर
Banks are hesitant to give loans to small farmers because they lack collateral, and some are unable to repay the loan on time. Apart from that, some farmers are already in debt, so banks are hesitant to loan them more money.
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