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महाराष्ट्र राज्य शिक्षण मंडळएचएससी वाणिज्य (इंग्रजी माध्यम) इयत्ता १२ वी

Explain the following term/concept. Insurance - Organisation of Commerce and Management

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प्रश्न

Explain the following term/concept.

Insurance

स्पष्ट करा
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उत्तर

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against contingent or uncertain losses. Insurance is a contract between the insurer and the insured, under which the insurer agrees to compensate the insured for loss. The insured must pay a fixed sum to the insurer on time.

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पाठ 4: Business Services - EXERCISE [पृष्ठ ९१]

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संबंधित प्रश्‍न

Explain the types of Life Insurance Policies?


_____________  policy covers all types of risks of a vessel while it is anchored at the port for a particular period of time.


The principle of ______ is not applicable to life insurance.


Find the odd one.


Answer in one sentence.

What is 'subject matter' in insurance?


Correct the underlined word and rewrite the following sentence.

Insurance helps to maximize the risks in the business.


Distinguish between Life Insurance and Marine Insurance. 


Justify the following statement.

Principle of subrogation is applicable to all contracts of indemnity.


Explain marine insurance policies.


Match the correct pairs.

Group A Group B
A. Sprinkler policy  1. provides a regular percentage of the sum assured
B. Child insurance 2. marketing
C. Money back policy  3. demand made by insured to insurer for loss occurred due to mishap
D. Claim 4. profit
E. Insurance 5. proposal
  6. protection from financial loss
  7. for voyage
  8. ULIP
  9. suitable for children
  10. fire insurance

Correct the underlined word and rewrite the sentence.

The person who is protected against certain losses is known as insurer.


Explain the following term/concept.

Marine Insurance


Explain the following term/concept.

Life Insurance


Study the following case/situation and express your opinion.

Mr. Sadagopan is a businessman he has two factories in Indore and Bhopal. He lives in Bhopal with his wife and two daughters aged 5 and 8 years.

  1. Can Mr. Sadagopan take life insurance policy for two children? 
  2. Is child insurance is suitable for a wife of Mr. Sadagopan?
  3. Which type of insurance should Mr. Sadagopan take for protecting his factories from loss due to fire?

Give one word or phrase for the following sentence:

Name of the policy where several ships belonging to one owner are insured under the same policy.


Distinguish between Life Insurance and Fire Insurance.


Distinguish between Life Insurance and Fire Insurance.


Distinguish between Life Insurance and Fire Insurance.


Distinguish between Life Insurance and Fire Insurance.


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