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महाराष्ट्र राज्य शिक्षण मंडळएचएससी वाणिज्य (इंग्रजी माध्यम) इयत्ता १२ वी

Explain the following term/concept. Insurance

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प्रश्न

Explain the following term/concept.

Insurance

स्पष्ट करा
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उत्तर

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against contingent or uncertain losses. Insurance is a contract between the insurer and the insured, under which the insurer agrees to compensate the insured for loss. The insured must pay a fixed sum to the insurer on time.

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पाठ 4: Business Services - EXERCISE [पृष्ठ ९१]

व्हिडिओ ट्यूटोरियलVIEW ALL [2]

संबंधित प्रश्‍न

Distinguish between the following:

Life insurance and Fire insurance


_____________  policy covers all types of risks of a vessel while it is anchored at the port for a particular period of time.


Find the odd one.


In ________ policy, several ships belonging to one owner are insured under the same policy.


Mr. Amit is a businessman. He has his own factories in Pune and Nashik. He lives in Pune with his wife and 2 daughters aged 5 and 8 years.

  1. Can Mr. Amit take a life insurance policy for his wife and 2 children?
  2. Can Mr. Amit take a marine insurance policy for his factories?
  3. Which type of insurance should Mr. Amit take for protecting his factories from loss due to fire?

What is insurance?


Correct the underlined word and rewrite the sentence.

The person who is protected against certain losses is known as insurer.


Explain the following term/concept.

Fire insurance


Study the following case/situation and express your opinion.

Mr. Sadagopan is a businessman he has two factories in Indore and Bhopal. He lives in Bhopal with his wife and two daughters aged 5 and 8 years.

  1. Can Mr. Sadagopan take life insurance policy for two children? 
  2. Is child insurance is suitable for a wife of Mr. Sadagopan?
  3. Which type of insurance should Mr. Sadagopan take for protecting his factories from loss due to fire?

Distinguish Between:

Fire Insurance and Marine Insurance


Find the odd one:


Explain the following term/concept:

Insurable Interest


Distinguish between Life Insurance and Marine Insurance.


Distinguish between Life Insurance and Fire Insurance.


Life Insurance and Fire Insurance.


Distinguish between Life Insurance and Fire Insurance


Distinguish between LIfe insurance and Fire insurance.


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