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प्रश्न
Discuss briefly the importance of micro-credit programmes in rural development.
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उत्तर
Self-help groups (SHG’s) have emerged to fill the gap in the formal credit system in India as its delivery mechanism has not only proven inadequate but has also not been fully integrated into the overall rural social and community development. It came up as the micro finance program. Focus of SHGs is on those rural people, small and marginal farmers, agricultural and non-agricultural laborers who do not have sustainable access to formal banking system.
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संबंधित प्रश्न
Discuss the importance of credit in rural development.
The scheme of microfinance is extended through ______.
Which of the following falls under unorganized sector?
Read the following statements carefully and choose the correct alternatives given below:
Statement 1 - The emergence of Self-Help Groups (SHG’s) ensured the reduction in the fissures of the formal credit system.
Statement 2 - The borrowings from SHGs are mainly confined to consumption purposes by their members.
Explain the importance of credit availability to farmers in rural development.
In which year did the government shift its focus to social banking to meet rural credit needs?
After 1969, which approach did the government adopt to meet rural credit needs?
Which set correctly lists the agencies involved in the multi-agency approach to rural credit?
What is the full form of NABARD?
NABARD acts as the ______ for agriculture and rural credit in India.
Which function of NABARD relates to oversight of co-operative banks and Regional Rural Banks (RRBs)?
Which of the following is NOT a function of NABARD?
How do SHGs primarily benefit the rural poor with respect to informal credit sources?
SHGs promote financial inclusion especially among which sections of society?
What is the status of coverage through micro-finance and SHGs in reaching rural borrowers?
Under the Jan-Dhan Yojana, the wages of which government programme can be directly transferred into beneficiaries' bank accounts?
What challenge do farmers face in the context of rural marketing?
Which statement best captures the critical appraisal of rural banking in India?
