Does everybody have a cosy bed to lie in when it rains? Look around you and describe how different kinds of people or animals spend time, seek shelter etc. during rain.
No, everybody is not fortunate enough to have a cosy bed to lie in when it rains. Not everybody gets to enjoy the comfort of cosy homes during rain. I have seen animals seeking shelter under trees and under the tin roofs of the small roadside tea stalls. The people passing by shoo away these animals and try to shrink themselves under the limited space of these shops. The poor animals are left shivering and drenching on the roads. The shopkeepers of such stalls are delighted as the people waiting for the rain to subside often end up buying tea and snacks.